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overdraft (n.)

by 1841 in the banking sense "action of overdrawing an account;" by 1891 as "amount by which a draft exceeds the sum against which it is drawn;" from over- + draft (n.). Also, in ovens, furnaces, etc., "a draft of air passing over, but not through, the ignited fuel," by 1884.

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Definitions of overdraft from WordNet

overdraft (n.)
a draft in excess of the credit balance;
From wordnet.princeton.edu